SOLUTIONS OVERVIEW
Designed for savings. Defined by care.
Smart, data-driven solutions that deliver lasting savings, strong protection, and human support every step of the way – redefining what member experience should feel like.
PLANS
Choose the structure that fits your self-funded strategy
Claim Watcher®
An open access reference based pricing plan that lowers claims costs while protecting members. Fair, consistent reimbursements, clear guidance, and strong support when questions or bills come up.
Claim Watcher®+
Enjoy all the features and benefits in Claim Watcher, plus preferred access to leading regional health systems for increased convenience and savings.
Integrated Solutions
A fully integrated self‑funded solution that brings RBP, stop loss, and administration together under one roof. One coordinated team, clearer reporting, and more predictable savings for employers and members.
Stop Loss
Our commitment to plan performance and savings is backed by unparalleled protection. Integrated Stop Loss means aligned interests, better underwriting, and stronger plan performance.
Plus, with Homestead, you get more than protection – you get an invested partner sharing 50% of the risk.
NUMBERS THAT MATTER
Average total plan savings; typically 25–30% with integrated RBP solutions
THE HOMESTEAD ADVANTAGE
A complete support system that helps plans run smoother, reduces disruption, and keeps members protected
Clear the Path™ Program
We ensure a smooth transition by proactively preparing employees and providers before the plan starts. Our team introduces the plan to key providers during implementation and supports employees when they need care, so fewer issues show up at check-in and HR stays out of the middle.
Balance Bill Defense
Support, legal defense and ongoing member advocacy in the case of a surprise balance bill – at no additional cost to the member or the plan.
Member Experience
When it comes to health care, having the right support makes all the difference. We deliver compassion, care, and confidence with every call. From finding a provider and scheduling appointments, to answering questions about benefits, claims, eligibility, and more.
Data and Reporting
You should not have to dig through spreadsheets to understand plan performance. We turn complex claims data into clear, actionable insight so employers and brokers can track savings, trends, and service outcomes with confidence.
Client Support
Self-funding works best with clear ownership. Our client management team supports HR from implementation through renewal, helping coordinate issues, review performance, and keep the plan running smoothly.
See what your employees and HR team can expect with Homestead
Plan Features & Benefits
Included
Enhanced
FAQs
Frequently asked questions
What makes Homestead’s health plans different from traditional PPO plans?
Homestead’s Reference-Based Pricing (RBP) plans eliminate inflated network markups by paying providers a fair, transparent rate based on Medicare and industry benchmarks—typically saving employers 25–30% compared to PPO plans.
What types of employers benefit most from Homestead’s solutions?
Our plans are ideal for mid-size employers (typically 50–1,000 employees) seeking to control healthcare costs without compromising employee care—especially in industries with skilled workers and hourly wages.
Can Homestead work with our existing benefits partners?
Yes. While many clients choose our fully integrated TPA, Stop Loss, and RBP solution, Homestead can also coordinate with your preferred TPA, PBM, or other vendors to fit your existing benefits structure.
Is it difficult to transition to a Reference-Based Pricing plan?
Not at all. Our implementation team provides a smooth onboarding process with clear communications, pre-launch education, and ongoing member support to ensure confidence and minimize disruption.
Have more questions?
